Visa, Mastercard, and Discover card members can find their CSC or CVV2 number in the signature area of your card. Your card number should be printed here along with a three-digit number at the end. This is your CSC or CVV2 number. American Express card members can find their CSC or CVV2 number printed above and to the right of the imprinted card number on the front of the card.

If you need to process gifts using this number, log on to your credit card gateway web portal such as the IATS Website or  the BBMS web portal and process the credit card transactions manually for cards that require the CSC/CVV code.

Most, if not all, credit card issuers such as Visa, MasterCard, and Discover, forbid the tracking of this number. Therefore, this number should not be stored in The Raiser's Edge. The Raiser's Edge Batch module for processing one-time and recurring gifts does not have a CSC/CVV column for processing or storing this data.

From the Visa Website: "To protect CVV2 data from being compromised, Visa U.S.A. Inc. Operating Regulations prohibit merchants from keeping or storing CVV2 numbers once a transaction has been completed."

From the MasterCard Website (pg.102 in the pdf document): "Acquirers, merchants, DSEs, or any agent representative thereof (including
TPPs), and any POI terminals or devices operated by any such entity, must not store CVC 2 data in any manner for any purpose. At its discretion, MasterCard may impose a noncompliance assessment for failure to comply with these requirements, as described in section of the Bylaws and Rules manual."

From the Discover Website: "Though CID must be obtained whenever a card is not swiped through your terminal or POS solution, you MUST NOT store any CID data in your records or record the CID on any type of sales data."

For more information, refer to What are CISP and PCI standards? (BB235052).

NOTE: Blackbaud cannot advise your organization on what CSC/CVV levels are right for your database configuration. Please consult with someone at your organization that can advise what legal or security requirements are appropriate for credit card processing in your database. For additional information on Blackbaud adherence with credit card security and compliance please review: